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Archive for November, 2006

4days off/collections

November 26th, 2006 at 07:38 am

i have had a great and very needed 4 days off. i am sooo grateful for everything i have been given, and everything was just great.
we went out to eat on thanksgiving at a REALLY nice place and just stuffed ourselves silly. no stress at all no one getting crazy over the stuffing or turkey....it was perfect.
last night i got a collection notice from a phone service provider i had about 8 years ago when i was in college for $128. i will be able to pay it off with savings, and i refuse to let it bring me down. i am just grateful that i HAVE SAVINGS to do this with.
my wife is less than thrilled with my responsibility issues with $ from the past though. i have not lied to her about $ though, and told her that i was not reponsible in the past from the start.
the only thing that i could think of that the phone bill could be from is that i forgot to cancel service or something when i moved out of my college apartment, or i had long distance fees that i forgot about.
either way, it is still my responsibilty to take care of, and i will pay it off as soon as possible. i will not deispute the bill due to the fact that it is entirely plausible that i owe that $, and there will be no way to prove that i don't owe it. so the hell with it,lol. plus, we will be looking for a house soon, and i DO NOT want a collects on my credit.
even though it is a pain, it could be worse, and in a way i welcome things like that happening and reminding me of just how screwed up i was....it is easy for a person like me to get comfortable with things going well like they are and slip right back into a rut and stop being careful with bills and savings ect ect.
hope everyone had a good holiday!!!

keep your chin up!!

thankful

November 22nd, 2006 at 11:09 am

happy thanksgiving everyone!!

every year i remember begging my bosses to work me on the holiday so that i can get time and a half....and still barely make it for the bills.
this year i get a 4 day weekend....2 days of which are payed for...

now i am really thankful, i need the break!!

married

November 5th, 2006 at 12:31 am

i think i am going to recommend the justice of the peace method to everyone i know...quick and easy.
so i am married now, and things haven't changed one bit. thank god! everyone i know said that the girl changes and everything goes to hell. 3 weeks in and nothing. maybe it has to do with expectations or something...people not getting what they want, i don't know.
no honeymoon, yet. we are saving up for a house.
i put a thread in about how to raise my credit. i want to get a cc, a walmart one or something, and pay that off on time, i know that will help, but i need to get about 20-50 pts higher for a better rate on the loan within 6-12 months. any ideas?
time to catch up on all the other threads, hope all has been good!