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Archive for August, 2006

3 goals down, one to go, and one new one started

August 27th, 2006 at 10:50 am

alright, the brakes are done this last weekend. cost($130) for everything.
fiances insurance is next, , and then we need to start working on the credit cards even more than we are($700). we had a bunch of stuff come up like it always does when you put off the things that need to get done, and then you have $.
it should take about 2 months to pay it off. no biggie.
going to buy a new furnace filter after 2 months, it is filthy already, so that will save $, we just have to make sure that things get payed off.
that is all for this week.

2 goals down, 2 to go

August 20th, 2006 at 01:44 am

ok, got my 2nd paycheck from the new job, with the 10 hours of overtime.
it was nice....wow. of course, it is almost all gone now though!
1st goal: pay back parents for 1/2 of 6 months of car insurance i didn't have 2 weeks ago($150)(didn't have first paycheck yet)
2nd goal:get new tires($200), i have let a lot of things go the last couple of years just trying to make ends meet, and i am trying to take care of the most serious things first...bald tires, not good!
3rd goal to come: new brakes(brand new everything for brakes)(they are grinding, but it is my fault because i had to cut corners the last time, and it lasted me around 2 years)rotors, calipers and pads. good news? best bud is doing it for free, cost of parts should be around $140, cost at the shop...??i think around $400.
4th goal:fiances health insurance, $200/month, not due for a while, at least not until 2 paychecks from now.
then, after this is taken care of, we look at her car....but it is not in as bad a shape as mine(i let it go...rent and electric is more important than tires and brakes)(until they get real bad,LOL). then make ideas as to when to pay that stuff off, whatever it is.
once this stuff is taken care of, THEN it is time to start saving more.
of course, stuff will come up, but that is what the emergency fund is for, right? gotta get that done,too!!

dropping class

August 18th, 2006 at 10:36 pm

hey all! time for my weekly blog.
i have made a decision...that i am dropping my class this semester due to the fact that we need to make more $. currently, i am being offered a ton of overtime(26 hours in 3 weeks), and it seems like the end is no where near to it. it is tiring, but i do not want to live like i have been and have the opportunity to end it with hard work.
my class would be at 8am, with me getting off work at 7am...no overtime on monday, wed, and fri. financial aid is a joke...giving me about $100/month(seriously!), and i can make about $400-$500/month extra in overtime.
I had to promise my fiance that i WOULD go back to school, but right now, we are in a crunch, and i beleive it is the best thing for us. priority #1...fiances car getting payed off. it can be done in 6 months if all goes to plan. it probably won't go to plan, BUT, it will get payed off faster than a year.
i really want to get my degree, but some sacrifices need to be made if life is going to get better. this is no longer all about me, 2 of us are together now, and i need to think about our well being now.
now let me read all the other blogs and see how everyone else is doin!

never again

August 15th, 2006 at 08:05 pm

ok....back on a regular schedule again. the only problem with working another shift is getting back on the regular one. then i am tired for a whole other day until i get caught up again.
i missed 2 hours of overtime yesterday due to being unable to stay awake and needing to get caught up.
oh well, i think i will be able to make up the overtime soon.
hope everyone is having a good week!

what was i thinking?

August 14th, 2006 at 02:14 am

alright...this is what happened.
i was asked by a co-worker if i could work for them on there shift.
i said yes, and it comes with 2 hours of overtime(i love overtime!)(every little bit helps).
the problem is....i am getting used to a new schedule, and i am going to have to work their shift(they work mine), then i am going to have to race home, crash out for about 5 hours, then get back up and hit my shift again.
nothing like starting the week out tired. everytime i mess up my schedule it takes me about 3 days to get back to sleeping right.
oh well, a lot of people have it worse and work swing shifts. i think i will just be grateful for the overtime, do my duty, see how it goes, and then watch what i agree to next time.

overtime

August 12th, 2006 at 12:30 am

my foreman came up to us at me new job and told all of us that we could have all the over time wanted this week working up to 4 hours over our shift.
i put in 16 hours.
i am tired, but i am grateful for the opportunity to make more money than i have made in a while.
this $ is going to towards my car insurance for this week, instead of asking for help from my parents, then next weeks overtime is going towards repairs on my car that i have put off for quite a while now due to lack of funds.
it is frustrating because i want to save, but i am taking care of the things that need to get done or else there will be a big problem later on.
i start school soon, so my overtime will be limited as to what i can do, BUT i want to get as much done as possible while i can.
time to catch up on everyone's blogs! hope you all are doin good

"things remembered"sale

August 5th, 2006 at 09:44 pm

alright, went to the mall today with the fiance, ended up at "things remembered" to look at possible things to get for the wedding next summer.
turns out they are having a buy 2 get one for free sale(equal or lesser value).
so, we knocked out the guest book, ring bearer pillow and flower girl basket(1 item $60),champagne flutes($60), cake server set($40), present for Mom-in-law(free $20), embroidered throw blanket(free, going to display at reception $20), unity candle set($50 free) rewards club member, -$15.00.
total savings: $105.00
everything needed for wedding, better quality than most places, and cheaper than any bridal shop.
i am sure that a lot of people out there are getting married, know someone getting married, or just like this store(my first time there)so i thought i would pass on this sale.

new job

August 5th, 2006 at 01:25 am

hey all,

started my new job on monday, i really like it a lot. they are offering all the overtime that you can handle, and i did 10 hours in my first week(how can you say no to $15/hr)!
my fiance got a 2nd job, soooo...after my new job and her 2nd job, we are finally over budget by quite a bit.
i have not been able to do a lot other than work and sleep, so now i am making an entry for you all to keep you up to date.
also, i am not spending any $ what so ever all day, so my savings is gonna grow like crazy.
i ALSO have to see how my other bloggers have faired this last week, i have missed catching up on how everyone is doing, but first....i gotta do some housework(it gets boring late at night!)